SAFCO is a sub-prime auto finance lender who has been financing new and used automobiles for credit worthy individuals since 1991. The company was founded on the understanding that most people don’t plan for bad credit. A period of unemployment, medical issue, or divorce can easily cause good people to fall behind on their payments, and the damage to their credit rating occurs quickly. Even without “bad credit,” many banks are hesitant to lend money to a person who has never paid a loan before.
SAFCO recognizes these hardships, so we look for other reasons to believe that our customers will make their payments, such as a stable job and residence. We strive to set them up for success with affordable loan payments, so they’ll have better auto financing opportunities in the future. That’s what being The CreditBuilders is all about!