CEO & President
George B. Fussell is the founder and CEO of SAFCO. He has dedicated his 40-year career to automotive sales and finance, having owned and operated multiple enterprises and having served as an executive for some of the nation’s largest and most successful dealership operations, including AutoNation and Mazda. In 1973, he became the youngest person in Florida to hold a Retail Dealer’s License, and in 1990, he founded SAFCO to provide effective financing in support of the increasing prices of used vehicles. In 2004, SAFCO began offering indirect financing for dealers throughout Florida, Texas and Georgia; today the company serves 25 markets in 17 states.
Mr. Fussell is also a recognized leader in the dispensation of distressed portfolios through SAFCO’s Portfolio Services Division. He has worked with a number of major national and international financial institutions and private equity companies on foreclosure consulting, whole loan purchasing, workouts and more. Under his leadership SAFCO has purchased and serviced portfolios in excess of a half billion dollars since 2002.
Chief Financial Officer
Gary A. Stein is the Chief Financial Officer for SAFCO. He has held this position since joining the company in 2001. In addition, he serves as the Senior Vice President of Finance. Prior to joining SAFCO, Mr. Stein owned and operated a car rental franchise in South Florida from 1997 – 2000. Previously, he was employed by Alamo Rent-A-Car for 18 years, where he held a number of finance positions which lead to serving as the Controller and Vice President of Finance. Mr. Stein holds a Bachelor of Business Administration from the University of Massachusetts; and, a Masters of Business Administration from Nova-Southeastern University. Mr. Stein is a licensed Certified Public Accountant in the State of Florida.
Executive Vice President
Andrew Fussell is the Executive Vice President at SAFCO. He has served in a number of capacities with the company, including roles in operations, sales, marketing, collections and more. In his most recent position, he is responsible for overseeing both the Originations Team and Loan Servicing Departments. He is focused on driving efficiency and ensuring the highest level of customer service. He received a dual bachelor’s degree in finance and management from Florida State University.
Senior Vice President of Compliance and Loan Servicing
Dan Baggett serves as the Vice President of Operations and Compliance for SAFCO. In this role, he is responsible for directing the day-to-day operations of the organization, identifying and implementing best practices, maintaining quality standards and ensuring compliance with all appropriate requirements, regulations and guidelines. Dan is a certified compliance professional through the NAF Association. Previously, he served as the Quality Assurance and Compliance Manager. In this role, he was responsible for creating an internal quality assurance and audit program for various departments within SAFCO. Dan began his career with SAFCO in the buying department as a Credit Analyst and then a Credit Supervisor. Prior to joining SAFCO, he served as a Personal Banker with Wells Fargo and a Senior Account Representative with HSBC Consumer Lending. He holds a Bachelor’s of Science degree in Business Management and International Business from Iowa State University.
Vice President of Loss Mitigation
Maggie Orozco is the Vice President of Loss Mitigation at SAFCO. Maggie started with SAFCO in 1998 as a funder, with responsibility for building the customer service we pride ourselves on today. She was subsequently promoted to concentrate on insurance-related affairs, and after receiving her licensure, Maggie was named SAFCO’s Vice President of Insurance. In her current role, she manages customer bankruptcy, insurance, deficiency collections and legal issues.
Vice President of Human Resources
Andrew Pickens is the Vice President of Human Resources at SAFCO. He brings SAFCO more than 20 years of personnel and management experience earned at a number of firms, from small businesses to Fortune 500 companies. He started his career in the automotive industry at AutoNation, the country’s largest automotive retailer, before taking his role managing SAFCO’s personnel affairs nearly 10 years ago. Andrew graduated from the University of Florida.
Vice President of Loan Servicing
Nikki Magner is the Vice President of Loan Servicing at SAFCO. Nikki joined our organization in May 2005 at the Anything on Wheels dealership as a Finance Assistant, eventually working her way up to Branch Manager at VAFCo. From there, she transferred to SAFCO to become a Credit Buyer. Over her 11 years at SAFCO, she has been promoted to positions of increasing authority as she gained expertise with multiple aspects of the subprime auto finance business. Nikki has established a reputation for impeccable quality and high performance.
Vice President of Information Technology
Jose A. Kudja is SAFCO’s Vice President of Information Technology. He has been responsible for developing the company’s data and information infrastructure, including its telecommunications systems, network operations, applications environment, help desk and more. Before joining our organization, he served as Director of Information Technology for Great HealthWorks, a direct-to-consumer health and wellness products provider, Managing Partner at RMK Consulting Group, a business strategies enterprise, and President/CEO of ProLogic Systems, a data infrastructure solutions provider. He holds a bachelor of science degree in computer science from Florida International University, an associate of science degree in business data processing and computer programming from Miami-Dade Community College and an associate of arts degree from Miami-Dade Community College.
Vice President of Risk and Data Analytics
Karyn Lentz is the Vice President of Risk and Data Analytics at SAFCO. She comes to the company with overwhelming expertise in credit risk management and portfolio analytics. In the course of her career, she has worked her way through increasingly responsible roles in the automotive finance industry, including positions as Vice President of Portfolio Analytics, Executive Vice President of Risk Management and Chief Credit Officer. With her extensive knowledge and experience, Karyn plays a key role in the ongoing growth of SAFCO. She received her bachelor’s and master’s degrees from Southern Methodist University and completed doctoral coursework in statistics from Texas Tech University.
Vice President of Knowledge
Joanna Shaffer joined SAFCO in November 2019 as the Company’s Vice President of Knowledge. She brings over 15 years of experience in software development and project management experience to SAFCO. In her role, Joanna is responsible for leading the company’s application support, development, data integration and reporting needs. She has also been instrumental in implementing the Agile Scrum development practice in the department.
Prior to SAFCO, Joanna served as Software Development Manager for Security National Automotive Acceptance Company (SNAAC), where she led software development initiatives. She received her Bachelor’s degree from Transylvania University in Lexington, KY and maintains her Project Management Professional certification.
Director of Sales and Marketing
Zachary Sawyer is the Director of Sales and Marketing at SAFCO. He started his automotive career at Anything on Wheels holding various positions until June of 2017, when he joined SAFCO. He is responsible for the company’s marketing efforts; recruiting, developing and training SAFCO’s sales staff, and managing strategic dealer relationships. He graduated from Florida State University in 2011.